To a dutch oven, or other large pot, add the olive oil and heat over medium heat. When the oil's hot, add the apples and onion. Stir. Add in the chili powder and cumin, stirring to combine. Cook, stirring occasionally, 6-8 minutes, or until the apples and onions are soft. Transfer them to a plate, and set aside.
2 tbsp olive oil, 2 tbsp chili powder, 2 apples, 1 white onion, 2 tsp ground cumin
Reduce the heat to medium low. Melt the butter in the pot, then whisk in the flour. Let cook for 60 seconds, to let the flour taste cook out.
4 tbsp butter, 1/4 cup flour
Add in the broth, whisking in a bit at a time, until the mixture comes back together. Then whisk in the milk. Continue simmering, whisking occasionally, until the mixture's thickened- about 3-5 minutes.
2 1/2 cups chicken broth, 3/4 cup half & half
Stir in the chicken, beans, and apple/onion mixture until evenly combined.
2 cups chopped rotisserie chicken, 2 15 oz cans cannellini beans
Stir the chili, if too thick- add a little extra broth to thin it out, otherwise, stir in the cheese until melted. This chili is meant to be on the thicker side.
2 cups shredded Mexican blend cheese, salt & pepper
Serve with your favorite toppings!